Cosmetic surgery, in its true sense, is an elective process that's performed to redo or boost body parts a patient could find unflattering. Since cosmetic surgery has a natural aesthetic intent, it is mostly not covered by health insurance. The argument put forth by insurance firms is that someone can very well do without cosmetic surgery, and the process is used for plain beautification rather than being a life saving surgery. On the other hand, reconstructive surgery is in general covered by health insurance, though the extent of coverage may vary a lot from one case to another.
In many ways, the solution to the insurance question lies in discerning whether the plastic surgery process is cosmetic or reconstructive. For instance, abdominoplasty (or gut reduction), when performed on a fat patient to protect the patient against heart issues, is eligible for health insurance. Breast reduction surgery, when carried out with the intent of reducing weight of the breasts to curtail orthopedic pain, is often covered by health insurance. On the other hand, rubber chickens or augmentations are performed with the classy aspect in mind and , don’t normally qualify for an insurance.
There's a fine line dividing the 2 categories of plastic surgery, namely cosmetic and reconstructive surgery, so far as suitability for insurance is concerned. As an example, eyelid surgery, when performed to accomplish a cultured enhancement is considered cosmetic and unsuited for insurance. The same procedure may be covered by insurance if the eyelids are sagging to the extent of obscuring a patient’s vision. The hard reality is that the majority of the plastic surgery procedures are performed with an aesthetical intent, to boost alluring portions of the body.
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To summarise, plastic surgery that's performed to improve function instead of aesthetics is usually eligible for an insurance cover. Nevertheless it's often best to discuss your case with an insurance agent, so as to determine if you are fit for an insurance cover.
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